Independent Mortgage & Protection Advice — Hartlepool & the North East

Mortgage advice
you can build on.

Built on experience, focused on you!

We are independent brokers with over 30 years in the industry. We don't work for the lenders, we work for you, searching the whole of the market to find the mortgage that suits your personal circumstances.

Book a free consultation Our services
0+ Years Experience
0s of Clients Helped
0 Mortgage Types
Whole of Market Access

Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

What we do

From first home to financial safety net

From an initial discussion about your needs through to a recommendation and managing the full application — we'll be with you every step of the way.

Mortgages

First-time buyer, home mover, remortgages and buy-to-let — with nine mortgage types to choose from, we find the deal that fits your life, not the lender's.

Explore mortgages

Protection

Life assurance, critical illness cover, income protection and ASU cover — a financial safety net for you and your loved ones, arranged alongside your mortgage.

Explore protection

Ongoing Service

Our service doesn't end at completion. We contact you around three months before your deal ends to review your options — a new deal with your current lender, or a remortgage if it's in your best interest.

How we work
How it works

Four simple steps to securing your mortgage

1

Initial contact

A telephone call or meeting to explain our services and gather your personal information and supporting documents.

2

Research

We research the whole of the market around your circumstances and preferences, and check our recommendation meets your expectations.

3

Application

We submit a decision in principle to your chosen lender, then apply to secure the product and mortgage amount you need.

4

Offer

The lender agrees your application and issues your formal mortgage offer letter.

Why Regency

Independent means we answer to you

  • Whole-of-market advice. We look for the mortgage that suits your personal circumstances, with unbiased recommendations and a choice from across the market.
  • We work for you, not the lender. Our only interest is finding the right product for your personal circumstances.
  • We know the lenders. We deal with them daily, understand their criteria and processes, and know which can handle your application with minimal delay.
  • Kept informed at every milestone. We contact you at each stage of your application so you always know where things stand.
What our clients say

Trusted across the North East

"Mark made the whole process completely stress-free. As a first-time buyer I hadn't a clue where to start, but he explained everything clearly and found us a brilliant deal. Couldn't recommend Regency Finance highly enough."

— Sarah T., First-time buyer, Hartlepool

"We've used Regency Finance twice now — once when we bought our first home and again when we remortgaged. Mark's knowledge of the market is second to none and he always goes the extra mile. Absolutely brilliant service."

— James & Claire W., Stockton-on-Tees

"After being turned down elsewhere, Mark found a lender who would work with our circumstances and got our application through quickly. Professional, patient and genuinely on your side. 10 out of 10."

— David R., Home mover, Middlesbrough